For visualizing cash flow, it's hard to beat.
Of course, perhaps the best thing My Cashflow has going for it is that it's so simple to use, which in our book makes it more likely to be used. Likewise with the Transactions tab clicking on any entry produced a wizard-like editor where we could describe the transaction, set an Insertion Date and Amount, designate Debit or Credit, and set time parameters.
Under the Current Accounts tab, we could manage and update all our accounts by clicking on them to call up the Account Editor. A simple personal finance solution for private and collective money management. The default display includes Rent/Mortgage, but we could add new Transactions and Accounts from the Edit menu with the help of easy-to-use wizards. Track Your Money, Analyze Your Cash Flow, Plan Your Budget. The program automatically updates the Cash Flow tab with new entries. Then fill in your personal data and click Update. All the features you need Unlimited transactions and budgets Recurring and scheduled transactions Simple planning tools for future cashflow Sync and share. Entering data is easy: Highlight an item (such as Payday) and click Edit Selected Entry on the Edit menu, or simply click it to open the Transaction Editor.
My Cashflow's simple, efficient layout is tabbed for Cash Flow, Current Accounts, and Transactions each displays sample data in easy-to-read tables in the main window and a summary graph in the lower panel. My Cashflow isn't a substitute for a traditional ledger like Quicken or an old shoebox under the bed, if that's your current accounting method it's designed to help you see where your money will go, not where it's been. By helping you visualize your paycheck and where it goes, My Cashflow can help you identify and reduce unnecessary expenses, consolidate or restructure your bills, and make other smart decisions about your current financial state and your future. It's not focused on what you've spent but what you spend going forward, so you don't need to enter stuff like receipts.
Wesley Steiner's My Cashflow is a free tool for visualizing and tracking your cash flow, both in the short term and in the days, weeks, and months ahead. Look at the cash flow forecast example above to see all this. The rules not only help you build a better budget but also help you gain control of your spending: 1. Closing balance a negative amount suggests you may need to delay expenditures if you can, or sort out some kind of finance. You Need a Budget, also known as YNAB, is a personal finance app built around YNAB’s Four Rules. Cash flow may be the single most important measure of your financial health, not only as it now stands but also going forward into the future. Net cash flow shows whether you’ll be putting money in the bank, or scrambling to meet costs.